A growing number of consumers are now taking advantage of the opportunity to finance various consumer spending through a loan. Use our free loan calculator in advance to compare the best and cheapest loans and determine the amount of the future loan rate. We compare the cheapest financing and the test winner among the loans with the following, up-to- date credit calculators : installment loan calculator, car loan calculator, building interest calculator, real estate loan calculator, rent deposit calculator, credit card calculator, loan calculator for the self-employed.
Find the right car loan with the car loan calculator
More than a third of all Germans who buy a new car finance the purchase at least in part through a car loan. Such a car loan is offered as installment financing by many car dealers, but there are also special installment loans in the banking sector today, which are presented under the name car loan on the market. If you want to compare these offers and maybe also want to know what the future loan rate will be, then you can use our car loan calculator. The car loan calculator is a free interest calculator that on the one hand compares the loan offers and on the other hand also offers the opportunity to calculate the later installment amount.
Find the best deal with the real estate loan calculator
A comparison of offers in the area of real estate loans is particularly important. Because the real estate loan always includes a relatively long term and also a quite high loan amount, which ultimately leads to the fact that you have to pay a substantial amount of interest over the decades. And at this point you should at least take the chance to use the available savings potential by finding a cheap offer. You can compare the offers with our real estate loan calculator. On the one hand, the real estate loan calculator helps to find the cheapest loan offers and, on the other hand, the calculator can also be used to calculate the later monthly installment, which will be made up of interest and principal.
Calculate the amount of the deposit fees using the rental deposit calculator
When renting a new apartment, the landlord usually requires the payment of a rent deposit as security. The rental deposit is either deposited as credit, for example in a savings book, or the landlord agrees to accept a so-called rent deposit guarantee. Such a guarantee is taken over by the tenant’s bank and has the advantage that the tenant’s liquid assets are not attacked. On the other hand, the rent deposit guarantee has the disadvantage that costs are incurred in the form of a guarantee commission. How high these fees are, or what the annual costs are, can be calculated with our rental deposit calculator. In addition, the rental deposit calculator can also be used to compare the offers in this division.
To the rental deposit calculator
Keep an overview with the credit card calculator
The number of users of credit cards has been increasing for years. In order to maintain a certain overview with these many offers, the use of a credit card calculator is very useful. The credit card calculator provides a certain overview of the offers on the one hand, but on the other hand the possibility can be used to find cheap credit card offers. With the credit card calculator, the costs as well as many services of the different credit cards can be compared in a few minutes. In addition, various selections can be made so that only the credit cards that are of great interest to the comparator are really displayed.
Find cheap loans with the installment loan calculator
The installment loan is certainly the type of loan that is by far the most frequently used to finance consumer spending such as a vacation trip, buying a car or buying a new washing machine. Since almost every bank also offers an installment loan, the large number of offers for customers is often almost unmanageable. It is then helpful to use our installment loan calculator. Such an installment loan calculator essentially contains two basic functions, namely on the one hand the comparison of the offers and on the other hand also an arithmetic function. This calculation function can be used to calculate the installments based on the information provided (loan amount and term), which would then have to be paid later. Of course, the comparison function is also very important, because here the consumer can compare many offers with regard to the respective conditions in a few seconds and then select the best and cheapest loan offer for him.
What you should know before taking out a loan
Loans are cheap and quick to apply online these days. But what should you consider if you want to take out a loan? Which parameters are suitable for a comparison at all?
There are two main types of credit:
- Dedicated loans such as real estate loans, loans for rent deposits, and auto loans
- Untied loans such as installment loans, overdraft facilities and credit cards
A dedicated loan is tied to the purpose and can only be used for it. Installment loans and credit cards, however, are free to use. So you should first decide what type of loan you need. Before you compare different loans, you should be clear about this:
- What is the maximum monthly loan rate?
- What loan amount you want
- What duration you are aiming for
If you have answered these questions for yourself, you should call up the appropriate loan calculator. In the upper section you can enter the data for your desired loan with a few entries and then compare the results. The effective annual interest rate and the monthly rate play an important role in deciding on the right and best loan. Consumers can also use the test seals and customer ratings as a guide.